Responsible Lending Policy

We do our best to treat all consumers consistently and fairly and in compliance with fair lending laws. We want our clients to be protected from malicious personal consumer lenders and other unsavory businesses that engage in unlawful and unethical lending practices. And we’re dedicated to providing superior service to our clients through teamwork and commitment to action.

Trust and Truth

Fair treatment of all clients is our primary focus as we identify ways to continue to meet our commitment to fair lending. All of our practices and policies are complaint with Truth in Lending Act (TILA). Before a consumer enters into a loan agreement, the lender should provide him/her with the exact fees, rates, charges and other details.

Financial Difficulties

Once you have received your loan funds, if for any reason you think you will struggle to meet any of the arranged repayments, you must contact your lender directly as soon as you become aware. Read your Loan Agreement and Terms and Conditions from your lender for further information

Implications of Non-Payment

The implications of non-payment of your loan may include adverse details being added to your credit report. This could adversely affect future attempts at securing credit or finance

Important Things to Remember

Don't borrow money if you know you will struggle to pay it back
Don't ignore the situation, contact your lender early
For help go to moneyhelper.org.uk

APR Information & Representative Example:

Rates from 12.9% APR to 1721% APR. The minimum Loan Term is 3 month. The maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97% Representative APR: 79.5% (variable)

Material Disclosure

© Daysloan.co.uk is a registered trading name of Empire Infocom Limited a company registered in England and Wales with company number 15274940 and is registered at 2nd Floor College House, 17 King Edwards Road, Ruislip, London, United Kingdom, HA4 7AE.

Empire Infocom Limited is an Introducer Appointed Representative of T Dot UK Limited. (Financial Reference Number 1007307.)

T Dot UK Limited, incorporated in England and Wales under Company Registration Number 09225672 and is located at Suite A Floor 2, Avalon, 26-32 Oxford Rd, Bournemouth BH8 8EZ.

T Dot UK Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 688026. T Dot UK Limited is Licensed by the Information Commissioners Office under registration number ZA128431.

Daysloan.co.uk is not a lender and does not make credit decisions. Daysloan.co.uk matches customer applications with lenders in our network based on the information provided, in exchange for a commission paid by the lender for advertising services provided. There is no guarantee that you will be accepted by a lender or that you will be offered terms suitable for your financial needs. Not all lenders will be able to provide amounts up to £5000. The time required to process and transfer the loan varies by the lender. This website does not directly endorse any particular product or service. Any information on this site should serve as opinion only. As a condition of extending credit, some lenders you may be matched with may run a credit check from a credit reference agency. Late or missed payments may be subject to increased fees and/or interest rates.