WARNING: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk. daysloan.co.uk is a broker, not a lender, and does not make credit decisions. We may receive a commission from the lender.
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Frequently Asked Questions

How does it work?

Apply for a loan up to £5000 today using our easy online form. Just choose the loan amount, fill in the details, and we'll search our lenders to try and find a loan for you. Loan amounts vary from £100 to £5,000, depending on the lender's criteria and your situation.

Are there any fees?

Absolutely not. We do not charge a brokerage fee for our service.

Am I Eligible?

Different lenders have different rules for who can get a loan. But there are some common requirements you need to meet to apply. You must be 18 or older, live in the UK, have a bank account that accepts direct debits, and have a steady income.

How long does it take to apply for a loan and receive funds?

Completing the online application only takes a few minutes. Daysloan.co.uk will check with our lenders to try and find a suitable match for you. If your application is approved, you'll be directed to the lender's page to electronically sign for your loan. Subject to application time, the lenders may be able to pay out on the same day.

How will I receive my funds?

If successful, your funds will be transferred electronically into the bank account provided in your application.

How quickly could I receive it?

Usually, if a lender approves you, the money can be in your bank account the same day. The exact timing depends on your lender and your bank. If you have more questions about the transfer, just ask your lender.

Why do you require my personal information?

We need your personal info to show your application to our lenders and try and help you get a loan. Please visit http://t.uk/b-privacy/ for more info on how we use your details.

Will you complete a credit check?

We are a broker, not a lender and we do not conduct a credit search. However, our panel of lenders will conduct a soft search. If a lender matches with you, they may conduct a hard credit search as part of their application process.
Hard Credit Search: A hard credit search is a more detailed inquiry that occurs when you apply for credit. It's recorded on your credit report and can affect your credit score, visible to other financial institutions.

Can I apply for a loan if I have bad or poor credit history?

Absolutely, many of our lenders will consider applicants with less than perfect credit histories.

What if I struggle to repay the loan?

If you have any issues repaying your loan, please contact your lender directly. They will be able to discuss repayment options with you. If you have more serious concerns about managing your money, you may contact Money Helper (Moneyhelper.Org.Uk). Money Helper offers free advice to those who need to manage their money more effectively.

What does provisionally approved mean?

Provisionally approved means a lender has tentatively offered you a loan based on initial information. However, it doesn't guarantee the loan as final approval depends on a more detailed review of your credit history and other factors.

Why was I declined?

If we are unable to find you a loan today the lenders don’t share with us why they’ve declined your application. You might not be eligible if:

  • You don't meet the lender's criteria for things like age, income, job, or where you live.
  • Your leftover money after expenses is too little to cover repayments.
  • Your loan application has wrong or missing info.
  • You've applied for many loans in a short time.

    • Responsible Lending Policy

    Our panel of lenders are all authorised and regulated by the Financial Conduct Authority. They will always work with us to ensure that any loan offered to you is affordable, responsible and all details of the loan are made clear to you before you choose to go ahead.

    Our lenders will never target people who are having problems with debt, lend to people who cannot afford to make the payments, charge any hidden fees or proceed with applications where there is issues with authenticity or identity.

    If you proceed with a loan after carefully checking the details provided by the lender, then any assistance, help or further details about your loan will be made available by your lender and not daysloan.co.uk.

    The loans offered by our lender panel are for short term financial needs. If you are looking to borrow money for a longer period, then you should consider alternative lending options which may be more suitable for your circumstances.

    We would not recommend that you apply for a loan if you are already having problems with debt or repaying your existing credit. If you are struggling to manage your finances, please see the links below for more help.

    Free online Money Help guidance - https://www.moneyhelper.org.uk/en#
    Improve Financial Wellbeing - https://www.moneywellness.com/
    GOV.UK – Get free debt advice - https://www.gov.uk/debt-advice
    Citizens Advice - https://www.citizensadvice.org.uk/

    APR Information & Representative Example:

    Rates from 12.9% APR to 1721% APR. The minimum Loan Term is 3 month. The maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97% Representative APR: 79.5% (variable)

    © DaysLoan.Co.Uk

    Material Disclosure

    © Daysloan.co.uk is a registered trading name of Empire Infocom Limited a company registered in England and Wales with company number 15274940 and is registered at 2nd Floor College House, 17 King Edwards Road, Ruislip, London, United Kingdom, HA4 7AE.

    Empire Infocom Limited is an Introducer Appointed Representative of T Dot UK Limited. (Financial Reference Number 1007307.)

    T Dot UK Limited, incorporated in England and Wales under Company Registration Number 09225672 and is located at Suite A Floor 2, Avalon, 26-32 Oxford Rd, Bournemouth BH8 8EZ.

    T Dot UK Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 688026. T Dot UK Limited is Licensed by the Information Commissioners Office under registration number ZA128431.

    Daysloan.co.uk is not a lender and does not make credit decisions. Daysloan.co.uk matches customer applications with lenders in our network based on the information provided, in exchange for a commission paid by the lender for advertising services provided. There is no guarantee that you will be accepted by a lender or that you will be offered terms suitable for your financial needs. Not all lenders will be able to provide amounts up to £5000. The time required to process and transfer the loan varies by the lender. This website does not directly endorse any particular product or service. Any information on this site should serve as opinion only. As a condition of extending credit, some lenders you may be matched with may run a credit check from a credit reference agency. Late or missed payments may be subject to increased fees and/or interest rates.